Subsidy
PMEGP
Prime Minister's Employment Generation Programme. Credit-linked subsidy for new micro enterprises in manufacturing and services.
- Benefit
- 15% to 35% subsidy
- For
- New micro enterprises
Government schemes for MSMEs & startups
Loans, subsidies, credit guarantees and recognition programs. We check your eligibility, prepare the project report and manage the application through to approval.
- Schemes
- 20+
- Loans up to
- ₹20 Cr
- Subsidy up to
- 35%
Limits are indicative. Final terms depend on current guidelines.
Subsidy
CLCSS
Credit Linked Capital Subsidy Scheme. Capital subsidy for micro and small units upgrading plant, machinery and technology.
- Benefit
- 15% capital subsidy
- For
- Micro & small units
Support
MSME Champions
Umbrella scheme to make MSMEs sustainable (ZED), competitive (Lean) and innovative (incubation, design and IPR).
- Benefit
- Grants & cost support
- For
- Udyam-registered MSMEs
Loan
CGTMSE
Credit guarantee cover that allows banks and NBFCs to lend to micro and small enterprises without collateral or third-party guarantee.
- Amount
- Up to ₹10 Crore
- For
- New & existing MSEs
Subsidy
PMFME
PM Formalisation of Micro Food Processing Enterprises. Credit-linked subsidy for setting up or upgrading food processing units.
- Benefit
- 35% up to ₹10 Lakh
- For
- Food units, FPOs, SHGs
Subsidy
TUFS
Technology Upgradation Fund Scheme. Capital investment support for modernising textile and apparel manufacturing.
- Benefit
- Capital investment subsidy
- For
- Textile & apparel units
Loan
Mudra Loan
Collateral-free business loans across Shishu, Kishore, Tarun and Tarun Plus categories for non-farm small businesses.
- Amount
- Up to ₹20 Lakh
- For
- Micro & small businesses
Certification
ZED Certification
Zero Defect Zero Effect quality certification at Bronze, Silver and Gold levels, with subsidised certification costs.
- Benefit
- Up to 80% cost subsidy
- For
- Udyam-registered MSMEs
Startup
Fund of Funds for Startups
Government corpus invested through SEBI-registered AIFs, which in turn fund high-potential DPIIT-recognised startups.
- Corpus
- ₹10,000 Crore
- For
- DPIIT startups
Startup
Startup India (DPIIT)
DPIIT recognition that unlocks income tax exemption under 80-IAC, self-certification for labour laws and fast-track IPR.
- Benefit
- 3-year tax holiday
- For
- Entities under 10 years old
Support
NSIC Schemes
National Small Industries Corporation support for raw material credit, marketing assistance and government tender benefits.
- Benefit
- Credit, marketing & tenders
- For
- Micro & small enterprises
Loan
Stand-Up India
Bank loans for greenfield enterprises in manufacturing, services, trading or agri-allied activities.
- Amount
- ₹10 Lakh to ₹1 Crore
- For
- SC/ST & women founders
Loan
CGSSD
Credit Guarantee Scheme for Subordinate Debt. Promoters of stressed MSMEs can borrow to infuse equity and revive the unit.
- Amount
- Up to ₹75 Lakh
- For
- Stressed MSMEs
Startup
CGSS
Credit Guarantee Scheme for Startups. Collateral-free debt from banks, NBFCs and venture debt funds for DPIIT-recognised startups.
- Amount
- Up to ₹20 Crore
- For
- DPIIT startups
Loan
PM SVANidhi
Collateral-free working capital loans for street vendors, released in tranches with interest subsidy on timely repayment.
- Amount
- Up to ₹50,000
- For
- Street vendors
Grant
MSME Design Scheme
Design Scheme under MSME Innovative. Non-refundable grant for MSMEs developing innovative, sustainable physical products with professional design support.
- Benefit
- Grant up to ₹40 Lakh
- For
- Udyam MSMEs, 3+ years old
Grant
Textile Grant
Grant assistance for textile units investing in capacity, innovation and sustainable processing. Can be combined with TUFS and state incentives.
- Benefit
- Up to ₹50 Lakh or 50% of cost
- For
- Textile units & startups
Agri loan
NAIFF Loan Scheme
National Agriculture Infra Financing Facility. Term loans with 3% interest subvention and CGTMSE cover for cold storage, warehouses and processing units.
- Amount
- Up to ₹2 Crore per project
- For
- Agri-startups, FPOs & farmers
Startup
Velocity Fund
Seed funding for deep tech startups working on AI, robotics, quantum computing, semiconductors, clean energy and space technology.
- Funding
- Up to ₹9 Crore
- For
- DPIIT deep tech startups
Startup
TIDE 2.0 Grant
Technology Incubation and Development of Entrepreneurs. MeitY grant-in-aid for technology startups and innovators through incubation centres.
- Grant
- Up to ₹7 Lakh
- For
- Startups, students & innovators
Startup
Seed Support Scheme
Seed funding through government-supported incubators for innovative, technology-driven startups, with mentoring and facility support.
- Assistance
- ₹25 Lakh to ₹1 Crore
- For
- Startups under 10 years old
Agri startup
RKVY RAFTAAR
Rashtriya Krishi Vikas Yojana. Grant-in-aid and incubation for agri-startups and allied enterprises through RKVY agri-business incubators.
- Support
- Up to ₹25 Lakh
- For
- Agri-startups, FPOs & farmers
How we help
From eligibility check to disbursement
Scheme applications fail on paperwork more often than on eligibility. We make sure yours doesn't.
Check my eligibility- 1
Eligibility & scheme matching
We review your business profile against central and state schemes.
- 2
Project report & documents
Bankable DPR, financials and registrations such as Udyam and GST.
- 3
Application & lender coordination
We file on the portal and liaise with banks, NBFCs and agencies.
- 4
Sanction & subsidy claim
Follow-up until sanction, disbursement and subsidy release.